How It Works

Honest gives you completely personalised financial advice, without the BS. We treat you like a real life human person too—we’ll never talk down to you.

What you get

A tailor-made Action Plan across your whole money picture. Your plan will tell you exactly what you need to prioritise, with a step-by-step how-to guide

Time one-on-one with Jacqui to discuss your goals, questions + concerns.
Ongoing support via email / Messenger with your Qs for 12 months

Beta access to the Carrots Bot on Facebook Messenger, to track your spending (+ habits!) in real-time 🤖 + the Carrots Money Mindset e-course

If you want:

Clarity for your money life

To kickstart your financial future, minus the stress

⟶ Alignment to your values + goals

⟶ To build your financial knowledge, skills + new habits

Our ongoing support + expertise

Totally unconflicted recommendations (unlike most of the industry, we refuse to take payments from financial cos to ‘recommend’ their products to you)

One single, affordable fee rather than us taking a cut of your super / investments forever

… then Honest Money will be right up your alley.

The lowdown:

Our Honest Advice Package costs $1,250 inclusive of GST.
That compares to the typical cost of $2,000 – $8,000, according to ASIC.

We value transparency + think you deserve it too.

Our costs are lower because of our purpose. We want to make financial advice more accessible for more people.

At the same time, we have costs to cover. Your fees help to keep the lights on, to pay our developers + contractors, + to meet the cost of being licensed to give advice. This legal requirement (a really important one!) from ASIC, costs us tens of thousands a year.

We’re currently no longer taking clients at the moment, but keep in touch—we’ll let you know when we start again!

How do you get started?


We kick it off

Schedule a face to face with Jac or via Facetime so we can talk about your goals, concerns + questions


We set you up

We get the lowdown on your personal situation and build your action plan with your goals in mind


We help you stick

With email or Facebook message support.